Short Sale House

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Short Sale House Help

A Short Sale House is when the property is upside down or what others may refer to as underwater. Technically a short sale is when a property’s NET proceeds from sale will fall short of debts secured against the property. A lien is a form of security interest granted over a piece of property to secure the payment of a debt or performance of something. When a lien holder is not being paid on full then you would need to get an approval from the lien holder to settle the debt in less than full. A short sale house in simple terms is selling a house for less than what is owed on it.

Short Sale’s can be complicated or tricky depending on the borrowers situation and circumstances. Also, depending on who is servicing the mortgage lien(s) and if other debt is secured against the property, will play a roll in how¬† many parties may need to be settled with. The more people involved, the more challenging it may be to properly structure a deal for success.

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