Free Short Sale Help 1-800-692-9960

Finding Help Has Never Been This Easy.

Short Sale Vs Short Pay Off


Short sales and Short Pay Offs are very similiar in nature. The main difference is that in a short sale you are selling the house to someone else because you are having challenges and in a short pay off, the borrower is settling the debt to keep the house in their name.

Short Pay Offs are typically not options for borrowers as most lenders do not settle first mortgage debt to allow borrowers to keep the property. Also, most borrowers are not in a position to settle a large lien in a lump sum. These programs are very uncommon from my experience as I’ve only seen one or two successfully done within a decade.

Both programs have negative credit impact, deficiency judgments if not waived, and potential tax liabilities due to the cancelled debt.

If you need free short sale help or have questions, please fill out the form below or call 1-800-692-9960 and a specialist will be in touch with you shortly.

Give Me Short Sale Help!

7 + 11 =